Deals

Truist One Checking $400 bonus (requires $500+ in direct deposits and 15 debit card purchases within 90 days) stacks with the Enjoy Cash card $250 bonus ($1,500 spend in 90 days). Through March 25, 2026 for the checking offer.

Citi's targeted checking bonus (up to $2,000 for high-balance deposits) is separate from credit card bonuses. Pair with the Citi Strata Premier 75,000 ThankYou point offer. Citi no longer allows credit card funding for account opening. Check your mail for targeted checking mailers.

Capital One's $300 checking bonus (two $500+ direct deposits in 75 days) stacks with the Venture X 75,000 mile offer ($4,000 spend in 3 months). The business checking $500 bonus actually requires an existing Capital One business card for 90+ days — a built-in double dip incentive.

U.S. Bank Smartly Checking bonus of up to $450 (two+ direct deposits totaling $8,000+ in 90 days) is independent from credit card bonuses. Pair it with the Altitude Connect 50,000 point offer. Credit card funding for the checking account is now limited to $250.

Wells Fargo's $325 Everyday Checking bonus (requires $1,000+ in electronic deposits within 90 days) can be stacked with the Active Cash card's $200 bonus ($500 spend in 3 months). Both products have separate eligibility windows. No checking bonus if you received one in the past 12 months.

Chase treats checking and credit card bonuses as separate product lines. Open a Total Checking account for the $300 bonus AND apply for the Sapphire Preferred 80k offer. Checking bonus requires direct deposit within 90 days; credit card bonus requires $4,000 spend in 3 months. One checking bonus every 2 years.

SoFi offers a $300 checking bonus with $5,000+ in direct deposits plus an ongoing 4.50% APY. Stack with the SoFi credit card's 2% unlimited cash back (redeemed into SoFi products) and $200 welcome bonus. Both bonuses through December 31, 2026.

Huntington National Bank is offering up to $600 for new checking accounts. Their Voice credit card earns unlimited 1.5% cash back with a competitive sign-up bonus. Both products have independent eligibility — apply for both to maximize your Huntington relationship.

The Chase Sapphire Preferred is now offering 80,000 Ultimate Rewards points after spending $4,000 in the first 3 months when applying through a referral link. This is the highest public offer we've seen.

Some users are seeing a 175,000 Membership Rewards point offer for the Amex Platinum on CardMatch. Standard spend requirement of $8,000 in 6 months. Check CardMatch to see if you're targeted.